If you’re purchasing a new vehicle, the manufacturer may offer some type of roadside assistance as an added benefit. Programs vary widely by manufacturers’ make and model, and may be available only with the purchase of an extended warranty or dealership service contract. If roadside assistance isn’t offered by the vehicle company or your initial coverage has lapsed, our road service package can get you back on the road quickly. 

Help When You Need it the Most 

One of the last things you want to worry about after an accident is how you’re going to get around without your car and how you’re going to pay for other transportation. Since an automobile policy doesn’t automatically cover the cost of a replacement rental car after an accident, rental reimbursement and towing coverage is an inexpensive insurance option that can help when you need it most. 

Rental Reimbursement Coverage 

Rental reimbursement coverage can be added to your auto policy for only a few extra dollars a month. Considering the average time a car is in the repair shop after an accident is 14 days, and the cost to rent adds up to about $500, your out-of-pocket expenses can add up quickly. 

Coverage is subject to a daily and per-accident limit. For example, a $30 per day/$900 per accident rental reimbursement limit means you’ll be covered up to $30 a day and no more than $900 per each covered accident. There are a variety of limits and per occurrence options to choose from. 

Following an accident claim, you’ll be able to rent a replacement car if your vehicle is disabled or unsafe to drive. You can keep the rental vehicle until your damaged 

vehicle is repaired or your coverage limits run out—whichever comes first. 

Even if the accident is the other driver’s fault, you may have to wait several days or longer to get the other insurance company to agree to pay for a rental car. With your own coverage, there’s no waiting. 

Towing and Road Service Coverage 

Towing and road service is an additional coverage option that’s there for you when life throws an unexpected mishap your way, such as locking your keys in your car or running out of gas. For a nominal annual fee, a dispatch service will send the nearest qualified emergency roadside assistance from a network of towing, road service and locksmith professionals, so help is never more than a phone call away any day of the week. 

Don’t wait to review your auto insurance coverage until after you have an accident or need roadside assistance.