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      • Bonds
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      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Cyber Liability Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Petroleum/Energy
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Workers Compensation
      • Individual Life Insurance
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      • Comprehensive Coverage
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      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
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      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
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      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
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      • Farm Owners Insurance
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Home > Commercial-Products > Coverage-For-Specific-Industries > Bar Insurance - Phoenix AZ & Mesa AZ, LLC

Bar Insurance in Phoenix, AZ and the surrounding metro area

There are unique risks associated with operating a bar and or tavern. Having comprehensive insurance can help mitigate these exposures. Additionally, depending on your state, certain coverages may be required. 

The agents at Horizon Insurance Agency in Phoenix, Arizona, can discuss the various options and help you select the insurance that is right for you. Contact us today for more information. 

What Types of Insurance Coverage Are Available for Bars 

Several types of business insurance are available for your bar or tavern, and they can provide financial coverage for your business. Options include: 

  • General liability insurance—This can cover financial losses if your business is responsible for third-party injuries or property damage. It may also help pay for legal fees.

  • Commercial property insurance—This may pay for repair or replacement costs if your business’s property is damaged or destroyed by a covered event (e.g., fire), or if it’s lost or stolen.

  • Liquor liability insurance—This may provide coverage if you are sued for serving an intoxicated customer who causes property damage or bodily injury. It may provide payment for legal fees, medical expenses or property damage costs. Policy endorsements for liquor liability coverage may also be available.

  • Workers’ compensation insurance—Workers’ compensation helps employees with medical care after a work-related injury or illness. It may also provide wage replacement during recovery.

  • Umbrella Insurance—This can fill in the gap if a significant liability claim exceeds your other policies’ liability limits.



Depending on your operations, you may also consider other coverages, including: 

  • Product liability insurance

  • Equipment breakdown insurance

  • Business interruption insurance

  • Employee dishonesty and crime insurance

  • Cyber liability insurance

  • Food spoilage or contamination insurance

  • Commercial auto insurance


Work with Horizon Insurance Agency to find the insurance that best fits your needs. We can provide information regarding options, exclusions and limits. 

How Much Does Bar Insurance Cost? 


Your insurance policy premiums depend on several factors. Your bar’s location and type, your annual revenue and your claims history can affect costs. 

Contact Us 

The professionals at Horizon Insurance Agency can help you secure insurance for your business. Reach out today for more information or a quote. 

Contact Us Today!
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7500 N Dreamy Draw Dr
Ste 100
Phoenix, AZ 85020

Phone: 602-992-9750 | Toll-Free: 800-328-6770 | Fx: 602-992-9775
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